High-intent comparison calculator
Stripe vs PayPal Fee Calculator for Ecommerce
Payment fees are not just a percentage. Fixed fees, currency conversion, chargebacks, and rolling reserves change available cash.
Enter your real numbers
Compare monthly profit after all costs
Stripe is ahead
$600 difference
Stripe$2,800 profit (28.0%)
PayPal$2,200 profit (22.0%)
Saved on this device. Replace the sample numbers with quotes, statements, and fee reports from your own accounts.
Side-by-Side Decision Matrix
| Decision Signal | Stripe | PayPal |
|---|---|---|
| Strength | Developer-friendly card processing | Buyer trust and wallet checkout |
| Cost trap | Cross-border and reserve pressure | Disputes, holds, and conversion fees |
| Best for | Structured stores and subscriptions | Trust-sensitive checkout flows |