How This Calculator Works
Formula: Profit = sales revenue - product cost - shipping - payment fees - refund losses - chargeback losses - ads - monthly costs assigned to each order.
Assumptions: The default card fee is 3.9% + $0.30. Refund loss includes lost revenue and shipping. Cash held by a payment provider is unavailable for inventory or ads but is not counted as a permanent expense.
Best for: Online store owners and non-US founders checking real costs before spending money.
Not for: Final legal, tax, or accounting decisions that require a licensed professional.